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Own Your Home the Halal Way​

A simpler path to interest free and ethical home financing designed for families seeking peace of mind.

Start Your Sukoon Journey

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Start With Sukoon

Tell us your goals and get pre-qualified for halal financing.

Find Your Home

Shop with confidence knowing your budget and approval are in place.

Easy Approval Process

Upload your documents—we handle the scholars, attorneys, and all the details.

Close & Move In

Review, sign, and step into your new home with peace of mind.

As little as 5 days

Simple & Stress-Free

No Prepayment

Always Transparent

Peace of Mind

Riba-free financing made simple

Own Your Dream Home with Peace of Mind

Our shared-equity model ensures every payment grows your ownership, while staying true to your values. Independent experts review each contract to guarantee your financing remains fully halal.

  • Every contract reviewed by trusted scholars
  • Equal partners until you own 100%
  • Payments build equity, not debt
  • Personal guidance at every step
Begin Your Journey
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Bring Sukoon into your Home

At Sukoon Finance, peace means knowing you’re never alone. From your first question to the day you receive your keys, we guide you with honesty, care, and support — making your home journey truly stress-free.

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Riba-Free Financing

A clear, ethical path to homeownership without interest

Scholar Reviewed

Every contract reviewed for complete peace of mind

Shared-Equity Model

Payments build ownership, not debt

Transparent & Fair

No hidden fees or surprises — always clear

Personal Guidance

Support from your first question to your keys

Flexible Payments

Plans designed to fit your family’s needs

Your home journey, made simple

01.

Start With Sukoon

Get pre-qualified with a simple, stress-free process

02.

Find Your Home

Shop confidently, knowing your budget is set

03.

Approval Made Simple

Upload documents — we handle the reviews and details

04.

Close & Move In

Finalize with ease and step into your new home

Building a Fairer Path to Homeownership

A Modern Approach

Innovative financing designed for today’s families.

Rooted in Trust

Built on fairness, clarity, and shared values.

Expanding Access

Bringing riba-free homeownership to communities nationwide.

Quick Estimate

See Your Halal Payment Plan

Use this quick estimator to see how much your monthly payment could be under our profit-sharing partnership. Enter a home price, choose a timeframe, and preview a ballpark figure—final terms are set after Sharia board review.

Estimate Your Result

Total Principal Paid:

$0

Total Fees Paid:

$0

Monthly Payment:

$0

Months To Payoff:

$0

Borrowing :

$0

Total You Will Pay:

$0

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Endorsed by Trusted Scholars

Our commitment to fairness and transparency is independently certified. Respected scholars have issued fatwas affirming that Sukoon’s approach to home financing is fully compliant with Islamic principles, giving you peace of mind at every step

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Testimonials

What our clients say about us

"They never gave up on us." "We were turned down by other lenders and felt hopeless. The Sukoon team didn’t just walk away — they guided us step by step to improve our credit, kept us on track with tough deadlines, and made sure everyone involved in the purchase stayed informed. Thanks to their patience and dedication, we finally closed on our home. Sukoon truly gave us peace of mind when we needed it most."
The Ahmed FamilyNew Jersey
“Fast, professional, and honest.” "I’ve worked with loan officers before, but none were as transparent and respectful as the Sukoon team. They answered all my questions and gave me confidence throughout the process. I recommend them to anyone looking for a halal option."
Omar S.Virginia
“They understood our needs.” "As a Muslim family, we always felt nervous about conventional mortgages. The Sukoon team listened to our concerns and gave us a halal path forward. Now we’re in our home with complete peace of mind — truly sukoon."
Fatima & Kareem A.Illinois
“Experience you can trust.” "Even though Sukoon is new, their loan officers have been guiding families like mine for decades. I could see their knowledge and care in every detail. They treated me like family and made the process feel easy."
Hassan M.Texas
“Finally, financing that matches my faith.” "Working with the Sukoon team was a breath of fresh air. They took the time to explain every step and made sure I felt confident and comfortable. For the first time, I felt like I didn’t have to compromise my faith to buy a home."
Amina R.California

Speak With a Sukoon Specialist

Buying a home can feel overwhelming — but you don’t have to do it alone. Schedule a free call with a Sukoon specialist and get clear answers, personal guidance, and support tailored to your family’s needs.

Step-by-Step Guidance

We simplify every part of the process, so you always know what’s next

Personal Support

A dedicated specialist will be by your side from start to finish

Flexible Scheduling

Phone, video, or in-person meetings — whenever it works best for you

Book Appointment

Just a few details to help us prepare for your call

FAQ

Frequently Asked Questions

How does Sukoon differ from other Islamic financing providers?
At Sukoon, every contract is independently reviewed and certified by Sharia scholars. We also simplify the process with plain-language explanations, a dedicated specialist as your single point of contact, and unique programs like HomeSimple that give you a competitive edge in today’s market.
Is Sukoon financing certified halal?
Yes. Every Sukoon financing structure has been reviewed by independent scholars and affirmed through fatwas for compliance with Islamic principles. You can move forward knowing your contract is fully halal and free from riba.
Can non-Muslims apply for Sukoon financing?
Absolutely. While our financing is designed to meet Sharia principles, it is available to anyone who values ethical, transparent, and interest-free alternatives to conventional loans.
What if I want to sell my home early?
You’re free to sell your home at any time. When you sell, the outstanding balance with Sukoon is simply settled at closing. There are no prepayment penalties, giving you flexibility if your life circumstances change.
What documents are required to get started?

You’ll typically need:

  • Proof of income (pay stubs, W-2s, or tax returns)
  • Employment verification
  • Bank statements
  • Government-issued ID
  • Property details (once you’ve chosen a home)

 

Our team makes this process easy and walks you through every step.

How do profit rates compare to bank interest rates?
Our financing is not based on riba (interest). Instead, we use halal structures where Sukoon earns a profit through purchase-and-sale or partnership models. Profit rates are competitive with conventional rates, but the structure is fully Sharia-compliant and certified by scholars.
How long does the approval process take?
Most approvals take a similar amount of time as conventional lenders—usually 30 to 45 days from application to closing. With Sukoon, you’ll receive regular updates and clear communication so you always know what stage you’re in.
Do you offer refinancing options?
Yes. If you currently have a conventional mortgage, we can help you restructure it into a halal, Sharia-certified model. This allows you to continue your homeownership journey without compromising your values.
What makes HomeSimple unique?
HomeSimple is a program where Sukoon buys the property upfront on your behalf, then resells it to you with halal financing. Few providers offer this option, which gives you the power of a cash offer in competitive markets while keeping your financing fully Sharia-compliant.
How does Sukoon support first-time homebuyers?
We know the process can feel overwhelming, so we simplify it with a step-by-step approach, plain-English explanations, and personalized guidance. From pre-qualification to closing day, our goal is to make your first home purchase smooth, supportive, and stress-free.